Consumer Loans

Residential Real Estate Loans

We offer a wide variety of home financing options. We can originate loans with very low down payments and flexible repayment terms that are sold on the secondary market. Also, we offer in-house residential loans with very low closing costs.

Home Equity Loans

Tap into the equity of your home. We offer fixed rate 2nd mortgage loans with low closing costs.

Home Equity Lines of Credit

The Kearny County Bank offers a Home Equity Line of Credit that will give you the flexibility of a revolving line of credit.  The revolving line of credit allows you to pay down the outstanding balance, and the amount is available to borrow again.

Auto Loans

Before shopping for your next new or used car stop by the Kearny County Bank to see our auto financing options. We can show you how you can save money by financing with us. Beware of the hidden costs of dealer financing! With the KCB you receive a straight forward deal and the convenience of local servicing of your loan.

Personal Loans

Whatever your need, the Kearny County Bank is here to help you with financing. Whether it is a loan to consolidate debts or for that special vacation or you are just running short at the end of the month we will be there with the financing you need.